Senior Resources 2023 Northeast Directory

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etirement communities are self-contained housing commu nities designed and designated for older adults. These commu nities offer meal programs and typically have a focus on social and recreational activities. Retirement Communities differ greatly in terms of services and amenities offered. The term Continuing Care Retirement Community or CCRC refers to a facility or cam pus setting that is able to respond to an individual’s need for differing levels of care as needs change. The levels of care typically include independent living and skilled nursing care. These ser vices may also be augmented by assisted or supportive living, home health care and/or adult day services, allowing one to select the level of care most appropriate for the individual’s changing circumstances. continuing care Retirement communities (ccRc’s):

R ETIREMEnT C OMMunITIES Care appeal to seniors and their families, but the usual motivator is the knowledge that one has the assurance of a highly qualified group of ser Services are tailored to indi vidual needs, but typically include meals, housekeeping, transportation, personal assis tance, recreational and educa tional activities. health care services are at the heart of the continuing care concept. These services may include an emer gency response system, resi dent health clinic, wellness programs, health education, hospice services, nursing advice, physician services (pri mary and specialty), podiatry services, dental services, phar macy services, therapies, assisted living, and nursing vices if any or all of these should be needed in the future.

Most CCRC’s use an endow ment fee (non-refundable) or an entrance fee (refundable) to help keep monthly fees lower. These up front fees provide the funds to pay for the range of services one might need over time, including the availability of nursing care. Many CCRC’s also offer monthly rental options which tend to have higher monthly rates, with no endowment or entrance fees. It is important to have a thor ough understanding of endow ment and entrance fee structures. When looking at a CCRC, be aware that each community will offer a different package of ser vices and fees. Take time to com pare programs to determine which options are best for you. independent Retirement communities: Campus-like settings with many of the same services and amenities provided by CCRC’s under a monthly rental agree ment (no endowment fee).

Many aspects of Continuing

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