Senior Resources Housing Directory 2019

2019 SeniorHousing Options Counties Served: Milwaukee Ozaukee Washington Waukesha Comprehensive Information On: • Helpful Information Senior Move Managers Care Coordination Home Care Medical Equipment Providers • Retirement Communities • Community Based Residential

Compliments of:

Facilities (Assisted Living) • Residential Care Apartment Complexes (Assisted Living) • Independent Senior Living • Subsidized Housing

Visit us online: www.seniorresourcesonline.com Senior Resources, Inc. • P.O. Box 285 Germantown, WI 53022-0285

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8220 Harwood Avenue, Wauwatosa | harwoodplace.org | 414-256-6814

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t aBle oF C ontents

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s enioR H ousing o ptions o veRview pg 72 R etiRement C ommunities pg 74 •Continuing Care Retirement Communities Description . . . .76 •LIfe Care Program Description . . . . . . . . . . . . . . . . . . . . . ..78 •Milwaukee County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .79 •Ozaukee County. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .92 •Washington County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .95 •Waukesha County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .95 C ommunity B ased R esidential F aCilities (a ssisted l iving ) pg 100 •Selling Your Home? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3 •Introduction and Overview / Additional Copies . . . . . . . . . . . .4 •Informational Phone Numbers / Map of Greater Milwaukee . .6 •Family Care & Family Care Partnership . . . . . . . . . . . . . . . . .8 •What is an ADRC? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9 •How to Pay for Long Term Care? . . . . . . . . . . . . . . . . . . . . .10 •Emergency In-Home Pendants Do Saves Lives . . . . . . . . . .12 •On-site Medical Care - The Doctor Is In . . . . . . . . . . . . . . . .14 •Making The Retirement Move A Welcome Choice . . . . . . . .16 •Questions to Ask Before Moving or Downsizing . . . . . . . . . .18 •The Keys to a Successful Move . . . . . . . . . . . . . . . . . . . . . .20 •Senior Move Managers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .22 •Professional Care Managers . . . . . . . . . . . . . . . . . . . . . . .24 •Home Medical Equipment . . . . . . . . . . . . . . . . . . . . . . . . .28 •Home Health Agencies . . . . . . . . . . . . . . . . . . . . . . . . . . . .32 •Home Care / Non-Medical . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .44 •Milwaukee County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .104 •Ozaukee County. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .125 •Washington County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .128 •Waukesha County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .131 R esidential C aRe a paRtment C omplexes (a ssisted l iving ) pg 140 •Milwaukee County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .144 •Ozaukee County. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .154 •Washington County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .156 •Waukesha County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .166 s taying in y ouR H ome /H elpFul i nFoRmation

GARY KNIPPEN President info@seniorresources online.com

JOE LAUERMAN Production Coordinator seniorresources@wi.rr.com

Senior Resources, Inc. P.O. Box 285 Germantown, WI 53022 tel: (262)-253-0901 fax: (262)-253-0903 info@seniorresources online.com

Note: Every effort was made to verify the accuracy of the information contained in this directory. This information is provided with the understanding that the consumer will contact providers to obtain information themselves prior to making a final decision regarding services. Advertisements do not constitute endorsement by Senior Resources, Inc. All rights reserved. The contents of this publication may not be reproduced without written consent of the publisher.

i ndependent s enioR H ousing pg 174

•Milwaukee County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .176 •Ozaukee County. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .189 •Washington County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .191 •Waukesha County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .193

s uBsidized H ousing pg 202

•Milwaukee County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .204 •Ozaukee County. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .217 •Washington County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .218 •Waukesha County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .218

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S ELLING Y OUR H OME ? a bit. What we do know is that homes sell in any market and the only real change would be how much a home is worth at that exact time in history. Therefore, if we believe a home will sell in any market the question is how to prepare your property to get the best price possible. Today’s millen- nial buyers expect a home to be struc- turally sound. That means you should repair any defects such as basement, roof, furnace, electric or plumbing. You can’t hand an estimate to a buyer and say I’ll give you a discount. Won’t work with today’s buyers. So, take care of major items. Now what to do with your treasures or personal property? Downsizing can be easy when using

move managers who will pack, sort and move your things to your new home. They do it efficiently and in a relatively short period of time. Lastly, get out there to see what is available. You may be pleasantly sur- prised as many new and existing senior communities offering so many amenities with affordability. There are so many choices so tour them so that may get you exited to the point of deciding to sell the home and move. Without anywhere to go, fear kicks in and then procrastination. Fear of the unknown is always a show stopper! Information is the medicine to shrink that fear to a manageable worry! Bruce Nemovitz is a Senior Real Estate Specialist and author of two books dealing with moving from one’s long-time home. He and his wife Jeanne have helped over 3000 seniors and their families for over 35 years in the 4-county Milwaukee Metro area.

verwhelmed, Worried About the Stuff and Afraid of Change…Sound Familiar? In my over 35 years of home sale experience the real estate market has the same basic characteristics governed by the same set of rules. Price is dependent on capitalism meaning more homes and less buyers means less money for the seller. The opposite is truly as we experi- enced over the last 2 years where there were not enough homes to meet the huge amount of buyer demand. That was very good for homeowners. The pendu- lum is constantly moving between a buyer’s market and seller’s market. Very rarely we find there are no advantages to the buyer or seller but that is rare. Now in 2019 we wonder what kind of year this will be. Many signs point to a slowdown with prices adjusting downward

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A N I NTRODUCTION AND O vERvIEW Of THE D IRECTORY your current living arrange- ment. There are a number of programs and services that are specifically designed to help older adults remain in their current living arrange- ment. In this section we also offer helpful information on topics that are very important to older adults. The second section of this directory looks at the various types of housing options available to older adults. This N EED A DDITIONAL C OPIES ? sionals to give out to the community. If you can’t find a copy or want a copy of any of our other directo- ries, please call or e-mail us. We do ask for a $3 donation if possible to help cover our shipping costs. If you are looking for Wisconsin based services in individuals –We do provide these directories to profes-

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section looks strictly at those facilities that are designed for older adults. Each section begins with a narrative describ- ing the type of housing option in that section, followed by a comprehensive listing of those options available in the four county area. Milwaukee County listings show the area of Milwaukee a facility is located in. Refer to the map on page 6 for a geographic breakdown of Milwaukee County. We hope this information is helpful to you. This directory will be updated and published annually. We would appreciate any comments or suggestions regarding this directory. Please call 262-253-0901. areas where we do not print a directory, please check out our comprehensive website of Services for Older Adults in the state of Wisconsin at www.seniorresourcesonline.com. senior Resources, inc. PO Box 285 Germantown, WI 53022 262-253-0901 info@seniorresourcesonline.com

elcome to the nineteenth edition of Senior Resources’ Senior Housing Options . This directory was developed to assist older adults and their fam- ilies locate appropriate housing options for older adults in Milwaukee, Ozaukee, Washington, and Waukesha counties. As our population ages, the number and types of housing options available to older adults continues to increase. This directory was designed to make locating appropriate housing options a little bit easier. This directory is divided into two main sections. The first sec- tion deals with remaining in professionals – Senior Resources’ Directories are provided free to profession- als. These directories can be given out to older adults and family members to assist them in locating appropriate services. If you are a professional working with older adults and need additional copies, please call or e-mail us and we will be happy to get you additional copies.

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F or information on S enior S ervices in Wisconsin, visit our website www.seniorresourcesonline.com

HEALTH CARE DIRECTORY

NOW ACCEPTING ADS!

Online: www.seniorresourcesonline.com Email: info@seniorresourcesonline.com Mail: P.O. Box 285 Germantown, WI 53022

Tel: 262-253-0901 Fax: 262-253-0903

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aging and disability Resource Centers Aging and Disability Resource Centers are located in all coun- ties. These offices provide information and services to the elderly. These offices are excel- lent sources of information for

family Caregiver Support Program (NfCSP) in Wisconsin provides information, assistance in accessing services, support, respite care (help to take a break) and supportive services to family caregivers. The program’s resource infor- mation covers respite services, medical, legal, financial and self care (stress) information; community and support group contacts; newsletters, work- shops, retreats and loan libraries; older adult services and living options, along with state inspection reports for facilities licensed to assist or care for older adults in Wisconsin. If you are a family member or friend , close by or at a distance, this program may be able to assist you. All services of the program are free. I NfORMATIONAL P HONE N UMBERS

NORTHWEST

NORTHEAST

WEST SIDE

DOWNTOWN

the elderly. milwaukee ozaukee washington waukesha

414-289-6874 262-284-8120 262-335-4497 262-548-7848

SOUTHEAST

SOUTHWEST

alzheimer’s assistance Alzheimer's Association 800-272-3900 Alzheimer’s Disease Education and Referral Center 800-438-4380 Benefit specialist Benefit Specialists assist older persons with their private and governmental benefits, such as private insurance or Medicare. Specialists are employed by each county aging unit to pro- vide accurate and current infor- mation regarding available ben- efits. milwaukee 844-614-5468 ozaukee 262-284-8120 washington 262-335-4497 waukesha 262-548-7848 Family Caregiver support program If you are looking through this magazine or reading this infor- mation, you may very well be a “caregiver”. The National

waukesha ozaukee

262-548-7848 262-238-8120 262-284-8120 262-335-4497 877-306-3030

washington

wisconsin 866-843-9810 www.wisconsincaregiver.org Family Care program family Care is a program which assists persons in need of nurs- ing home care but prefer the option of community based care. The programs include, case planning and assessment, and the administering of ser- vices purchased for the individ- ual in the community. milwaukee 414-289-6874 ozaukee 262-284-8120 washington 262-335-4497 waukesha 262-548-7848

milwaukee

414-220-8600 800-449-4481

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F or information on S enior S ervices in Wisconsin, visit our website www.seniorresourcesonline.com

Housing assistance Housing assistance lists govern- mental or private agencies that can assist an individual in locat- ing subsidized senior housing. u.s. dept. of Housing and urban development 414-297-3214

I NfORMATIONAL P HONE N UMBERS nutrition Each county offers nutritional information and meal sites for seniors. Information is provid- ed regarding nutritional pro- grams available in local com- munities. milwaukee 414-289-6995 ozaukee 262-238-8120 washington 262-335-4497 waukesha 262-548-7848 social security There is one toll free number which allows an individual to access the Social Security Administration for questions regarding Social Security ben- efits. 1-800-772-1213 title 19 Title 19, or medical assistance, is available to persons who are eligible for Supplemental Security Income (SSI) and to people age 65 or older who are medically needy individu- als, who are below established

A TTORNEY J OANNE L EIFHEIT • Medicaid Analysis and Veterans Benefits • Special Needs Tru sts and Asset Protection

• Powers of Attorney • Disability Planning • Probate

• Estate Planning • Elder Law Issu es • Wills & Tru sts • Gu ardiansh ips

independenceFirst 414-291-7520

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milwaukee County Milwaukee Cty. Dept. of Housing 414-278-4894 Milwaukee Housing Authority 414-286-5678 South Milw. Community Development Authority 414-762-4114 West Allis Housing Division 414-302-8430

poverty levels after deducting medical expenses. Wisconsin automatically places an indi- vidual on Title 19 if they Located one mile north of the Machine Shed Restaurant Ch eck ou r website for u pcoming dates toou r complimentary month ly edu cational estate planning & Medicaid worksh op! www.LawOfficeofJL.com N2 7 W2 3 9 5 3 Pau l Road, Su ite 1 0 7 Pewau kee, WI 5 3 0 7 2

ozaukee County Cope-Senior Information Line 262-377-7786

receive SSI. milwaukee ozaukee washington waukesha

800-291-2002 888-446-1239 888-446-1239 888-446-1239

washington County Hartford CDA 262-673-8217 West Bend Housing Authority 262-338-0771

waukesha County Waukesha Housing Authority 262-542-2262

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f AMILY C ARE AND f AMILY C ARE P ARTNERSHIP reach your personal goals because they are relationships built on trust, kindness and caring – that results in better quality care for you. Once your Natural Supports are in place, other services can be added if they support your personal goals. Family Care partnership Members of family Care Partnership benefit from the same long-term care as family Care, while also receiving all- inclusive health care from a network of physicians. Linking these services together makes family Care Partnership both convenient and effective. Your Care Team is not only involved in helping you meet your long- term care needs, but your health care needs as well. That makes your Care Plan even more comprehensive. To be eligible for family Care, you must: •Be at least 18 years old •Live in a county where family Care is offered •Meet financial and func- tionality requirements •Be eligible for Medicaid To be eligible for family Care Partnership, you must meet all

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of the family Care requirements listed above, plus: •If you are eligible for Medicare, you must enroll in, and remain enrolled in, all parts of Medicare for which you are eligible (Part A, Part B, and/or Part D) Enrollment into the family Care program is conducted through your county’s Aging and Disability Resource Center (ADRC). for more information about eligibility or to enroll, call your local ADRC below: milwaukee County aRC 414-289-6874 milwaukee County dRC 414-289-6660 ozaukee County adRC 262-238-8120 washington County adRC 262-335-4497 waukesha County adRC 262-548-7848 Article provided by Community Care Inc. 866-992-6600 www.communitycareinc.org

amily Care and family Care Partnership are two pro- grams that provide seniors and adults with disabilities with the long-term care supports they need to live independently. family Care helps individuals like you live in your own home and in your community. family Care Partnership does that too, while also providing and coordi- nating all-inclusive health care for members. Here’s a quick description of each program. Family Care family Care provides long-term care supports to meet your spe- cific needs as determined by you and your Care Team. Once enrolled, you’re assigned a dedi- cated Care Team, including a registered nurse and care manag- er, who will work with you and your family to make sure you receive the care and support you need to reach your personal goals. The result is a Care Plan, personalized to you, that is reviewed regularly by you and your Care Team, and is adjusted as your needs change. Care Plans begin with Natural Supports. Natural Supports are the people who are a part of your life and provide help and support without pay. Natural Supports are the best way to

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WHAT IS AN ADRC?

he place for information and assistance! Aging and Disability Resource Centers (ADRCs) are the first place to go to get accurate, unbi- ased information on all aspects of life related to aging or living with a disability. ADRCs are friendly, welcoming places where anyone - individuals, concerned families or friends, or professionals working with issues related to aging or dis- abilities - can go for information tailored to their situation. The ADRC provides information on broad range of programs and ser- vices, helps people understand the various long term care options available to them, helps people apply for programs and benefits, and serves as the access point for publicly-funded long term care. These services can be provided at the ADRC, via telephone, or through a home visit, whichever is more convenient to the individ- ual seeking help. ADRCs are available in all Wisconsin counties. To find an ADRC go to http://www.dhs.wisconsin.gov /LTCare/adrc/index.htm seRviCes pRovided By tHe adRC information and assistance: • Information about local ser- vices and resource • Assistance in finding ser- vices to match your needs o Housekeeping and chore services o Health (healthy lifestyles, manage- ment of chronic condi- tions, dementia, etc)

Benefit Counseling: • Benefit specialists provide information and advocacy about government and other benefits that you may be entitled to receive, such as Medicare, Medicaid, Social Security, Disability, low income housing, etc. access to Funding for long term Care: • The ADRC can determine if you will be eligible for public funding for your long term care. • The ADRC can explain the program choices you have that will provide your long term care. These programs include family Care, IRIS and in some areas Partnership and PACE. Health and wellness: • ADRC can connect you to wellness programs to help keep you healthy and inde- pendent, such as Stepping On falls prevention, Living with Chronic conditions and others.

o Transportation o Nutrition, home delivered meals o Housing, including senior and low income housing o Assisted Living, nursing homes and other long term care facilities o financial assistance linkages o Legal issues (guardianship, power of attorney, client rights advoca- cy) o Abuse, neglect and financial exploita- tion o Adaptive equipment choices you have when making decisions about where to live, what kind of help you need, where to receive that care and help, and how to pay for it. • One-on-one consultation to help you think through the pros and cons of the various options in light of your situation, values, resources and prefer- ences. long term Care options Counseling: • Information about the

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an insured to undergo under- writing to qualify. Any agent you work with should be able to explain the differences or choose another agent. Lastly, one may qualify for gov- ernment benefits if a qualifying veteran (or spouse of a veteran) or if he/she meets the income/asset test of family Care (assisted living facilities) or Medicaid (skilled nursing facilities). To qualify for family Care or Medicaid one generally must have $2,000.00 or less in countable assets and income less than the cost of care. Many facilities do not accept family Care or Medicaid. furthermore, many accepting family Care require a private pay period prior to allowing one to go on family Care. It is very important that any plan implemented, to qualify one for family Care or Medicaid, take into considera- tion the care plan, all options available to pay for the care and a strategic plan to minimize taxes, legal, administrative expenses, and opportunities to prevent impoverishment in any or all of these goals. The finan- cial, tax, legal, and care plans must all work together to maxi- mize the results. W. Ryan Zenk, JD, CFP ® Elder Law Center of Wi, LLC 125 N. Executive Dr., Ste 210 Brookfield, WI 53005 262-812-6262 www.eldercarecenterofwisconsin.com

HOW TO PAY fOR LONG TERM CARE? The second option, long term care insurance, has changed drastically over the past sev- eral years. Many carriers no longer offer long term care insurance because the product was underpriced and carriers lost large sums of monies. It is still available from some carriers including newer options. One such option is a type of life insurance policy that pays a benefit if needed for care and pays a death ben- efit if never or only partially used for care. One good thing about these policies is the insurance company does not keep the money, either the client receives monies for care expense or it goes to his/her beneficiaries as a death bene- fit. These types of policies typically require prepayment of the premium over one to seven years. After this, no additional premiums are ever paid. Other policies (partner- ship policies) allow an indi- vidual to protect assets equal to the benefit of the policy. for example, a policy with $200,000.00 benefit allows the family to protect $200,000.00 of assets. Still others are the traditional annual pay policies with a set benefit. These are the traditional use it or lose it policies. All of these require

he cost of long term care is very expensive. It can range from hundreds to tens of thou- sands of dollars per month. Many studies indicate the odds of a 65 years old needing long term care, at some point, is over 50%. So how can one pay for it? The answer is there are 3 ways to pay for long term care. first, one can pay with one’s own assets until either broke or deceased. Second, one can use long term care insurance if one was smart enough or fortunate enough to obtain such insur- ance while he/she was insur- able. Third, one may qualify for governmental assistance through the veteran’s Administration, family Care or Medicaid. Let’s look at each option further. Private pay will require assets be liquidated (or already liquid i.e. cash) and a check written to caregivers typically on a month- ly basis. The liquidation of assets such as IRAs or appreci- ated assets may be a taxable event though typically the tax liability is completely or mostly offset by the medical deduction generated by spending on care costs. Paying privately will reduce and may eliminate any inheritance for family or chari- ties. Worse yet, this may cause an individual to go broke while alive or a healthy spouse to become impoverished. Are there ways to prevent spousal impoverishment – Yes with proper planning this can be pre- vented.

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CASH In Balance, LLC Daily Money Management For Individuals

Choosing Self-Direction in Long-Term Care ?

Catherine A. Schramka Heidemann Phone: 414.217.4510 catherine@cashinbalance.com Insured & Bonded • Free Initial Consultation Member of American Association of Daily Money Managers www.cashinbalance.com •Maintaining financial files for your CPA/tax accountant, financial advisor, or attorney CASH In Balance, LLC provides assistance with your day-to-day transactions to give you control over your finances. We come to you. Our personal financial services include the following and are tailored to meet your needs: •Opening and organizing mail •Paying bills by preparing checks •Balancing/reconciling checkbooks

CHOOSE

tmgwisconsin.com

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E MERGENCY I N -H OME P ENDANTS D O S AvE L IvES neck or on a wrist band. That sends a radio signal to the console at the telephone, which then automatically dials the phone. The remote dialer can be programmed to call any number the user specifies. Most people choose to have the unit dial a remote moni- toring center, which will then determine the nature of the emergency and contact the appropriate responder (fami- ly or neighbor or emergency responders). If the PERS wearer does not respond to the monitoring center, or if the monitoring center can't determine the exact nature of the emer- gency, they will most typical- ly contact emergency respon- ders and stay on the line until help arrives. Before you commit to using a particular emergency response system, you will want answers to the follow- ing questions: 1. Is monitoring available

around the clock, 365 days a year? 2. What training do response center employees receive? 3. How does the monitoring center test that the unit is working properly? 4. Can you keep and use the same system if your elder moves? 5. How easy is the unit to set up? What are the most common reasons for "mal- functions?" 6. Can you test the unit in your elder's home to be sure it works from every point in the home before you commit to renting, leasing or purchasing? What is the return policy? Help keep yourself or your loved one safe in their home. Don’t wait for a crisis to hap- pen—be proactive to help pre- vent such a situation. PERS units can cost as little as just over $1 per day so take some time and help protect the ones you love. This article was submitted by William Horstmeyer, founding owner of Secure At Home, a local company based in Brookfield. Call for a free, no cost, no obligation demonstration of how Secure At Home can provide you with peace- of-mind. You may reach us at (414) 378-1938 or www.secureathomellc.com

ave you always said that a Personal Emergency Response Unit (PERS) isn’t for you? Do you tell your children that you won’t fall or do you try explaining that wearing that necklace just isn’t for you? Think again! each year, one in every three adults age 65 and older falls. Among those, falls are the leading cause of injury death. And for every hour a senior lies on the floor they will mostly likely have to remain in rehabilitation for one week. By having a PERS unit in your home you are greatly decreas- ing your odds of injury death. These emergency systems are not for everyone. A senior who will benefit from a PERS unit must be able to understand what the unit is for, what con- stitutes an emergency, and be able to remember what to do with the "HELP" button in an emergency. There are three components to a personal emergency response system: A small transmitter (the "HELP" button), a commu- nications console connected to the user's telephone, and a remote monitoring center. When the person using the system needs help, he or she presses the "HELP" button, typically worn around the

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O N - SITE M EDICAL C ARE – T HE D OCTOR IS IN ! side effects and interactions, which may be difficult for the patient to manage alone. On-site primary care allows for a complete review of the patient’s ongoing plan of care thereby reducing risks from medications, and improving understanding of the full picture of the patient’s health status. On-site primary care visits from a medical provider help establish a more per- sonal doctor-patient relation- ship. Seeing patients at their place of residence allows the provider to work with the on-site care team to monitor medications more closely, evaluate living space for possible safety issues, and get a better sense of how the patient is doing in general. Care team collaboration with other on-site service partners such as home care and hos- pice staff also allows for bet- ter communication and effi- ciencies in care for these patients.

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n-site medical care is designed to meet the unique and growing needs of patients living in residential care com- munities. Residents of care communities more often than not, have complex chronic conditions, memory issues, and multiple medications requiring close oversight by a physician care team. By using a collabora- tive, team-based, on-site, med- ical care program, it is possible to reduce the need for emer- gency room visits and trips to the hospital which leads to sig- nificant improvement in the overall care of the patient and peace of mind for their fami- lies. for those with loved ones in residential care communities, it can be a daunting challenge to transport them to a clinic setting for regular office visits. If there are complex care needs, multiple specialty visits can add to this burden. It is not unusual for patients in res- idential care communities to experience fragmented care with lack of overall care plan oversight. If multiple doctors are involved trying to manage a variety of chronic issues, this can result in a number of pre- scriptions, all with different

Those who reside in residen- tial communities deserve com- passionate medical care, social and psychological support, and awareness of their wishes. On-site providers have found that getting to know the patient at home, on a regular basis, helps accomplish this goal, and has an enormous positive impact on the well- being of the patient.

Article Submitted By: Bluestone Physician Services

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MAKING THE RETIREMENT MOvE A WELCOME CHOICE

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The real estate professional will provide advice for preparing the house for sale. The longer the senior has lived in the home, the longer it may take to get the house ready for marketing. Removing clutter is a must and family members can usually help sort through heirlooms and belongings. Generally, homes in good repair with updated deco- rating sell for a higher price than comparable homes that are out- dated or in poor condition. The real estate professional recog- nizes that seniors need to maxi- mize profit when selling, and that they need appropriate education and information to understand the home sale process. Often the home equity represents the bulk of the senior’s assets and will support the future lifestyle of the individual. Seniors must be pro- vided honest guidance and direc- tion to ensure that the marketing, sale and closing of the property go as smoothly as possible. A real estate or tax attorney can provide information on tax and income-deferment strategies. It is natural for seniors to feel sad about a retirement move. Selling the family home does confirm the end of an era but it also repre- sents a time of new opportunity. Seniors can benefit from giving up the responsibilities of home maintenance to free up time for more enjoyable leisure activities and new interests. With careful planning and professional assis- tance, the retirement move can be a welcome choice.

retirement move can be overwhelming and too often it becomes a decision based on necessity rather than choice. There are some planning tips, however, that can help seniors deal with the physical and emo- tional realities of moving and feel better about the decision to move. The American Association of Retired Persons reports that half of all U.S. homeowners 65 or older have lived in their homes for 25 years or more. After being in their homes for decades, seniors are out of touch with the real estate market as well as the available housing options. They are genuinely fearful of whom they can trust or where they can turn for assistance. They are also reluctant to leave a place that is more than home – it is a place that represents a lifetime of mem- ories and relationships. AWashington, D.C.-based group, the American Seniors Housing Association, further reports that most seniors do not want to leave their homes until at least age 75. Certainly seniors are healthier today and able to stay in their homes longer, but leaving their homes when they still have a sense of independence and with the confidence that they have made the right decision remains their major challenge. This corre- sponds with one of several tips from the Seniors Real Estate Specialist (SRES) program: Seniors should consider a move that will improve their lifestyle such as giving them more free- dom, more security or more recreational opportunities.

It is essential for seniors to know where they are moving to before selling their existing homes. Although housing options for seniors have greatly expanded in the past several years, costs and services vary, and many retirement communi- ties have waiting lists. Careful and thorough evaluations must be conducted to determine what services will be needed over several years in the future home. Today’s retirement com- munities offer options ranging from independent living in con- dos or apartments to full assist- ed-care facilities. Seniors are further advised to make multi- ple visits to the new communi- ty, perhaps at different times of the year, before making a deci- sion. Seniors need to determine the value of their current home even if the move will not take place for some time. A real estate professional can provide this information. Care must be taken in selecting an agent, however, that is knowledge- able, patient and understands the process of a retirement move. Many real estate compa- nies not only have specific pro- grams to assist seniors but also have trained SRES associates to work with older buyers and sellers.

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Q UESTIONS T O A SK B EfORE M OvING O R D OWNSIzING · Are you afraid when the doorbell rings unexpect- edly? · Are you afraid of being alone or getting sick with no one to help? · Do you refuse to go out in inclement weather? · Is the neighborhood get- ting too noisy? · Is the neighborhood get- ting too busy? · Do you need more interesting activities to fill your time? · Do you feel the need to be around people your own age? · Have you been ill and are having difficulty get- ting back into your for- mer routines? Being ill can zap our energies and make it difficult to get back to the way things were. · Are you ill and finding it difficult to cope with everything else? · Would you like to be in a more secure environ- ment? · Have you recently lost a spouse and are finding it difficult to function

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without the extra sup- port?

oving or downsizing can be emotional and stress- ful. If you are unsure of whether or not you should move, read the following questions and ponder your answers. The thoughts they provoke should help point you in the right direction. IN WHICH Of THE fOL- LOWING AREAS ARE YOU HAvING DIffICULTY? · Do you hesitate about going out to do necessary errands? · Do you refuse to leave the house for social activities? · Is it difficult to take a shower or bath? · Are you getting everyday tasks done to your satis- faction? · Is it painful to go up and down stairs? · Do you dread the thought of extra tasks; yard work, shoveling, mowing the lawn? · Are weekly tasks becom- ing overwhelming; changing beds, washing floors, vacuuming…? · Do you remember to take your medication? Do you find yourself wondering whether or not you have taken your medica- tion? · Are you preparing healthy and appetizing meals?

If you answered yes to most of the above questions, then you probably need to be thinking about a more secure environment. Everyone has the right to feel comfortable where they live. If you answered no to most of the questions, then you should be able to stay where you are. Of course, that choice is up to you. There might be other reasons com- pelling you to move, or you might find that a different lifestyle would suit you bet- ter. If you decide to stay, getting extra assistance may be the solution to minor problems. Remember that it’s easier to move when you’re healthy and able to make your own choices about your new home. We wish you the best with the decisions you are about to undertake, whether it be staying put or moving.

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T

T HE K EYS TO A S UCCESSfUL M OvE where the furniture will be placed, as well as help plan for universal design if needed. Secondly, separate the items for family and friends. This can be a very emotional and difficult step, but can also be very rewarding as you decide which one of your family members or friends would treasure one of these items. Thirdly, separate through items that could possibly have value for an Estate Sale, Consignment or Resale Shop. Fourthly, decide on items that could be donated to a charity of your choice. Some moving companies may provide the service of delivering them to the charity for you. Lastly, make sure that your moving company has the name of a family member or close family friend that is assisting you throughout this entire transition. This person may be needed to be a liaison between the moving company, the facility and the family. They will be happy to coordinate the timelines with them so you have the reassur- ance needed that you are making the right decisions. COORDINATION IS KEY: Now that you have a plan of action in place, you then need to coordinate all the dates and deadlines into a master schedule. Some moving companies that specialize in moving seniors even provide you with a Senior Move Manager that will help with all of these details. This type of specialist provides professional help with every aspect of downsizing, organizing, sorting, packing, unpacking and the timelines associated with them. Some companies even offer help with planning Estate Sales and have staff that are professionally trained to know the resale value of your items. Some firms also help clean up your home after you move out . When a company is a member of The National Association of Senior Move Managers,

this is a sign of their dedication and commitment to coordinating all aspects of senior moving. TURNKEY MOVING: Choose a mov- ing company that is sensitive to your needs and allows you to customize their services to meet those needs. If per- haps you do not have immediate family or friends to assist you, most senior moving companies provide a turnkey moving experience, which can be reas- suring to out of town family members. Once your action plan is in place, your senior move manager will be able to make everything happen for you in a timely fashion. A company that special- izes in Senior Moving and Transportation can help you make all the right decisions on how to downsize, making your transition into a retirement community a huge success. KEYS OF HAPPINESS: You will now have the time to enjoy all the amenities that your senior living community has to offer. Congratulate yourself for taking the time to properly plan and execute a plan that will make your retirement years an enjoyable experience. Downsizing has removed some of the clutter in your life, and gives you more time to enjoy day trips and outings with other friends in your new community. Don’t forget to pack your gifts of time and talents to bring along to the com- munity. You are now are walking up to the front door of your new home, turn the key and find a new life waiting for you! The focus of Universal Services is to provide you with a turnkey moving experience. Our mission is patterned after the Golden Rule. “We treat every senior that we work with as if they were our relative, and value their per- sonal property as if it was our own.” Simply put, “We’re in the Helping Business!” We have over 24 years of moving experiences! ©Article Submitted by Migdalia Zanon Universal Services –Senior Moving Specialist

hroughout life, most of us have accumulated a huge ring of keys that have opened the doors of everything we have owned or cherished in life. If you are like most people, perhaps we don’t even remember what all those keys open up anymore. The thought of moving into a Senior Living Community might present to you the perfect key for retirement living, but the process of moving is still a huge undertaking. As a member of the National Association of Senior Move Managers, we understand the emotional and physical considera- tions that seniors face when planning to move into a Senior Living Community. Members of this association provide seniors with a specialized service to that can be tailored to fits their needs. As you consider all of the options and amenities that Senior Living Communities have to offer, remember to take the time to also explore the process of downsizing and moving itself. A company specializing in Senior Moving can help you develop an overall timeline that will pinpoint some key dates that will help the moving process go very smoothly. You start this process with a “Downsizing and Moving Consultation”. Some companies may charge for this service, so ask before you invite them out to your home. This survey will generally last about an hour and should help you formulate a plan that will help you with your downsizing and moving needs. Working with a company that specializes in senior moving and trans- portation will help build a trusting rela- tionship that will ensure a successful move. THE KEY TO PROPER PLANNING: Planning is the key to a successful move. The Move- In Coordinator at the Community Living Center will provide you with a floor plan to assist your mov- ing company with the space planning for your furniture. A company specializing in Senior Moving will then assign a Senior Move Manager to help guide you through all the key elements of downsiz- ing, organizing, packing and space plan- ning. The furniture space plan will help give you a visual perspective of

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